Terms and Conditions

Introduction

These Terms and Conditions govern your use of Ceno Bank’s website and services accessible at... By accessing or using our website, you agree to comply with these Terms. If you do not agree with any part of these Terms, you must not use our website or services. Individuals under 18 years of age are not permitted to use our services.

1. Intellectual Property Rights

All content on this website, including text, images, logos, graphics, and software, is the property of Ceno Bank or its licensors. You are granted a limited license to view the content for personal, non-commercial use only. Unauthorized use, reproduction, or distribution of any website content is strictly prohibited.

2. Restrictions

You are expressly prohibited from:

• Publishing or distributing website material without permission

• Selling, sublicensing, or commercializing website content

• Interfering with website functionality or other users’ access

• Using the website in violation of applicable laws or regulations

• Engaging in unauthorized data collection, scraping, or marketing

Certain areas of the website may be restricted, and user accounts, passwords, or credentials must remain confidential.

3. Your Content

Any content you submit (text, images, audio, video, or other material) must be your own and must not infringe on third-party rights. By submitting content, you grant Ceno Bank a non-exclusive, worldwide, irrevocable license to use, reproduce, adapt, publish, and distribute it. Ceno Bank reserves the right to remove any content at its discretion.

4. No Warranties

The website is provided “as is,” with all faults. Ceno Bank makes no representations or warranties regarding the accuracy, reliability, or availability of the website or its content. Nothing on this website constitutes financial advice.

5. Limitation of Liability

Ceno Bank, its officers, directors, and employees shall not be liable for any direct, indirect, consequential, or special damages arising from your use of the website or services.

6. Indemnification

You agree to indemnify and hold Ceno Bank harmless from any liabilities, costs, or damages arising from your breach of these Terms.

7. Severability

If any provision of these Terms is deemed invalid under applicable law, the remaining provisions shall continue to apply in full force.

8. Variation of Terms

Ceno Bank may revise these Terms at any time. It is your responsibility to review the Terms regularly. Continued use of the website constitutes acceptance of any updates.

9. Assignment

Ceno Bank may assign or transfer its rights and obligations under these Terms. Users may not assign their rights without written consent.

10. Governing Law & Jurisdiction

These Terms are governed by the laws of Nigeria. Any disputes shall be resolved under the jurisdiction of the Nigerian courts.